Privacy Policy — Quantify Money

Last Updated: November 2025

Quantify Money (“we”, “us”, “our”) operates the mobile and web application located at https://quantify.money. This Privacy Policy explains how we collect, use, store, and protect your information when you use our platform.

By using Quantify Money, you agree to the practices described in this Policy.

1. Data We Collect

1.1 Personal Information

• Name
• Email address
• Phone number (if provided)
• OTP verification logs
• Device information
• IP address and location inference
• Communication preferences

1.2 Portfolio Data (User-Provided)

• Mutual fund holdings
• Transaction history (from CAS or manual uploads)
• Investment preferences
• Custom analytics settings

1.3 Automatically Collected Data

• App usage analytics
• Interactions with charts, screens, and features
• Log files
• Error/crash reports
• Cookies and session identifiers

2. How We Use Your Data

We use your information to:

• Authenticate users and verify accounts
• Send transactional emails such as OTPs, verification links, and alerts
• Provide analytics, performance metrics, and investment insights
• Improve our models and algorithms
• Detect fraudulent activity
• Maintain service reliability
• Provide customer support

We do not sell or rent any personal data.

3. Email & Communication Policy

We only send:

• OTP and verification emails
• Account security notifications
• Critical service updates
• Optional insights (if opted in)

We never send unsolicited marketing emails.

All emails are sent securely using Amazon SES and Zoho Mail.

4. Data Retention

We retain user data only as long as necessary for:

• Providing our services
• Legal compliance
• Fraud detection
• Audit requirements

Users may request data deletion at any time (see Section 9).

5. How We Protect Your Data

We use industry-standard security measures, including:

• HTTPS/TLS encryption
• AWS-managed database encryption
• Password and OTP hashing
• Secure access controls
• Audit logging
• Rate limiting
• Periodic internal security reviews

6. Third-Party Services

We use the following services to operate Quantify Money:

• Amazon Web Services (AWS) for hosting, storage, analytics, and email
• Zoho Mail for support communication
• Google Analytics / Firebase for usage analytics
• Bank/NSE/BSE data providers for public market data

Each provider adheres to industry-standard security and privacy controls.

7. Data Sharing

We may share data only in these cases:

• With your consent
• To comply with legal obligations
• With service providers (AWS, analytics tools) who help us operate our platform
• To prevent fraud or security threats

We never share portfolio or identity data with advertisers.

8. Cookies

We use cookies for:

• Session management
• Authentication
• Analytics
• Preference storage

9. User Rights

Users have the right to:

• Access their data
• Request corrections
• Delete their account & data
• Export their data
• Withdraw consent
• Opt out of optional communications

Request via: support@quantify.money

10. Children’s Privacy

Quantify Money is not intended for children under 18.

We do not knowingly collect information from minors.

11. Changes to This Policy

We may update this Privacy Policy.

Updates will be posted on this page with an updated “Last Updated” date.

12. Contact Us

For privacy questions:

📧 support@quantify.money